Rollercoaster
Why historical backtesting matters
No one has a crystal ball to see the future.
But we can look back through history and see how your portfolio would have performed through real-world events — the Great Depression, World Wars, the dot-com bubble, and more.
Given your plan, we know what you’ll need to withdraw each year in retirement, and we've structured your portfolio in such a way as to support that need.
The benefit of the rollercoaster chart is twofold:
- Perspective. Markets rise and fall — that’s normal. Because we’ve seen how your portfolio would have behaved through past market storms, we’re not caught off guard when volatility hits.
- Preparation. By backtesting your portfolio over nearly a century of market history, we gain data-driven confidence in its ability to sustain your plan — even through difficult periods.
We can’t predict the future, but we can prepare for it — using history as our guide and your plan as our anchor.